Dental insurance is designed to give you peace of mind and help you obtain the best possible care for your teeth. Dental insurance offers many benefits, but did you know some benefits can expire? Here’s how to make the most of your insurance so you don’t miss out.
What Does My Insurance Cover?
Dental insurance often covers many preventative dental services, such as routine exams, professional cleanings, x-rays, and more. It may also cover some treatments to repair or restore your smile. Each insurance plan is different, so it’s important to check with your insurance company to find out what your plan covers so that you can make a plan for how to make the most of your insurance.
Can I Use the Services Anytime?
While it’s typically true that you can schedule covered services anytime during the year, it’s also true that the coverage for these services can expire, which means that you could miss out if you don’t use them in time.
Insurance coverage is divided into terms, usually annually. What this means is that your insurance coverage may reset at the end of each year. So if your insurance covers two professional dental cleanings this year, then if you don’t use those cleanings by the end of the year, they may no longer be available. Utilizing your benefits before they expire maximizes how much coverage you get from your insurance plan. For example, if your insurance allows $3,000 worth of coverage, you want to use up all of the money that they put toward your treatment before the year ends so you can put the fresh benefits in January toward completing any remaining treatment. The coverage is there to help you get healthy, don’t let it go to waste.
Can I Schedule in Advance?
If you’re wanting to learn how to make the most of your insurance, making a plan ahead of time is a good place to start. Dentists can get very booked up, especially at the end of the year with many people trying to fit in services and treatments before their insurance benefits expire, so scheduling in advance can be a good option. Many dentists offer the option to schedule your next exam or cleaning months in advance to ensure you get the optimum care on time, so ask about this at your next visit and do your best to keep your reserved spot so you don’t postpone your care.
What Should I Ask My Dentist?
When you visit your dentist, it can be helpful to talk with them about how to make the most of your insurance coverage. Your dentist can let you know the treatments and routine services that would best benefit your dental health to help you come up with a plan to ensure that you are utilizing your insurance fully to receive the greatest care possible. Your dental health is a priority, let us help you prioritize it!
Call our Colorado Springs Dental Office to make an appointment with a dentist who may be able to help you find out more about this topic, and improve your oral health.